State comparison
North Carolina vs Texas
Same topics in both columns so you can scan differences quickly. Open each state hub for full statute lists and primary sources.
At a glance
| Topic | North Carolina | Texas |
|---|---|---|
| Statute anchors | 3 | 4 |
| Key callouts | 3 | 3 |
| Dispute themes | 5 | 5 |
| Checklist steps | 5 | 5 |
Statutory anchors
Where each hub starts before you open your declaration, bylaws, and recorded amendments.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
North Carolina General Statutes Chapter 47F (Planned Community Act)
Planned-community structure, assessments, and association powers. Check whether retroactive provisions apply to older subdivisions before assuming every section controls your HOA.
North Carolina General Statutes Chapter 47C (Condominium Act)
Condominium creation, common elements, and association obligations. Use 47C when the recorded regime is a condo, not a planned community under 47F.
North Carolina General Statutes Chapter 55A (Nonprofit Corporation Act)
Nonprofit corporate governance for many incorporated associations. Pairs with 47F or 47C when the issue is director meetings, records, or corporate procedure.
Texas Property Code Chapter 202 (restrictive covenants)
Covers recorded deed restrictions and covenant changes in subdivisions. Start here when the dispute is about CC&R language, amendments, or enforcement that runs through the declaration rather than POA board procedure.
Texas Property Code Chapter 207 (POA disclosures and resale certificate timing)
Sets resale certificate and disclosure deadlines for property owners associations. Buyers, sellers, and agents use this chapter to keep contract timelines from slipping.
Texas Property Code Chapter 209 (Texas Residential Property Owners Protection Act)
The main POA chapter for many single-family and townhome associations: meetings, elections, fines, records, and owner protections. Pair it with your declaration when you challenge board process.
Texas Property Code Chapter 82 (Uniform Condominium Act)
Governs condominium regimes in Texas. Use Chapter 82 instead of Chapter 209 when your community is a condo under the recorded declaration.
Key statute callouts
Curated entry points for meetings, elections, hearings, records, and similar themes.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
N.C.G.S. Chapter 47F
Planned-community structure, association powers, assessments, and governance process.
N.C.G.S. Chapter 47C
Condominium governance, common elements, and association obligations.
N.C.G.S. Chapter 55A
Corporate-governance baseline for many nonprofit HOA entities.
Texas Property Code 209.006 and 209.0064
Open-meeting and meeting-notice rules for many residential POA boards.
Texas Property Code 209.007 and 209.0075
Election and candidacy standards, including ballot and recount mechanics.
Texas Property Code 209.0061
Notice and hearing process before many enforcement actions and fines.
Frequent dispute categories
Typical clusters owners and boards fight over. Your documents still control many outcomes.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
- Architectural-review denials and design-rule interpretation
- Fines, suspension of privileges, and hearing procedure disputes
- Assessment collection, late fees, and lien timelines
- Records-access requests and board transparency concerns
- Applicability questions for older communities and amendment timing
- Architectural-review denials and design-rule interpretation
- Fines, suspension of privileges, and hearing procedure disputes
- Assessment collection, late fees, and lien timelines
- Records-access requests and board transparency concerns
- Election-procedure challenges and proxy or absentee voting disputes
Homeowner action checklist
Parallel first steps. Treat this as a workbook list, not a substitute for reading your community documents.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
- 1Pull your declaration (CC&Rs), bylaws, and current rules first. The statute fills gaps, but your recorded documents control many day-to-day details.
- 2Check notice and hearing requirements before paying a fine or missing a board deadline.
- 3Request key records in writing: budget, reserve study, violation history, and meeting minutes tied to your issue.
- 4Track response deadlines and keep a dated paper trail (portal messages, email, and certified-mail receipts when needed).
- 5Check whether retroactive sections apply to older communities before assuming every section governs your association.
- 1Pull your declaration (CC&Rs), bylaws, and current rules first. The statute fills gaps, but your recorded documents control many day-to-day details.
- 2Check notice and hearing requirements before paying a fine or missing a board deadline.
- 3Request key records in writing: budget, reserve study, violation history, and meeting minutes tied to your issue.
- 4Track response deadlines and keep a dated paper trail (portal messages, email, and certified-mail receipts when needed).
- 5If you are in a resale transaction, request Chapter 207 disclosures early to avoid contract timeline pressure.
Orientation narrative
Short editorial framing for each state. Use it alongside the lists above, not instead of primary sources.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
North Carolina HOA research typically starts in Chapters 47F and 47C. Planned communities and condominiums are governed under different chapters, and some provisions apply differently depending on community age and structure.
For board authority and procedural issues, review association documents with the applicable statute chapter and relevant nonprofit-corporation rules together.
Texas HOA law is split across multiple Property Code chapters. Most owners should start with Chapters 202 and 209, then review Chapter 207 for disclosure timelines and Chapter 82 when the community is a condominium. Board authority often turns on both the recorded declaration and these chapters together.
When disputes involve fines, architectural control, or records access, timing and procedure can matter as much as the underlying rule. Verify exact section text on the Texas Legislature site before relying on summaries.
Practical patterns
What often shows up in real disputes after you control for bad notice, missing records, or rushed hearings.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
Practical pattern. Applicability and community age can change which provisions control, so cite both the section and why it applies to your community.
Primary sources
Official portals for statute text, regulators, and consumer routes.
North Carolina
Last reviewed 2026-05-14 · 3 primary sources
- North Carolina General Statutes Chapter 47F (Planned Communities)StatuteVerified 2026-05-14
- North Carolina General Statutes Chapter 47C (Condominiums)StatuteVerified 2026-05-14
- North Carolina General StatutesLegislatureVerified 2026-05-14
- Texas Property Code Chapter 209 (Residential Property Owners Protection Act)StatuteVerified 2026-05-14
- Texas Property Code Chapter 202 (Restrictive Covenants)StatuteVerified 2026-05-14
- Texas Property Code Chapter 82 (Uniform Condominium Act)StatuteVerified 2026-05-14
- Texas Property Code Chapter 207 (POA Disclosures)StatuteVerified 2026-05-14
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