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ScoutReport

For home buyers

ScoutReport compared to GoverningDocs

GoverningDocs grades building health and financing warrantability. ScoutReport reads typed PDF text and OCRs scans, including handwritten bylaws, CC&Rs, and meeting minutes, then adds ScoutScore plus household personalization so pets, rentals, parking, and lifestyle clashes surface for YOUR deal.

Try ScoutReport freeSee the comparison

Research tool. Not legal advice. Verify material issues with the full packet and qualified professionals.

Sample ScoutReport

Cotton Mill Lofts Condominium Association

ScoutScore

53

Source packet

Resale_Disclosure_Packet.pdf

Page 14

Board of Directors - Meeting Minutes

March 14, 2026 · Regular Session

Motion: Special assessment of $4,800 per unit

for roof and elevator capital work. Passed 6-2.

First installment due at closing for transfers.

Secretary to update resale disclosure packet.

Select a finding to jump the sample packet to the cited page.

ScoutReport beside the source packet. Select a finding to jump the sample page.

How it works

Three steps from packet to shareable report

ScoutReport moves from your library to ScoutScore review to a secure share link. Each step is a stylized preview of the product.

Personalize the report

Buyer household

  • Use

    Primary residence

  • Pets

    1 dog

  • Financing

    Conventional

Lifestyle flags (pets, rentals) weight the ScoutScore.

Scout report library with saved reports, client assignment, and ScoutScores

The easy path

Built for your household, this packet, this contingency

GoverningDocs is strong on HOA health grades, the five-number health check, and Fannie Mae warrantability. ScoutReport starts from your buyer profile so lifestyle clashes show up first - plus a ScoutScore 0-100 risk read - then you verify and share that version in one flow.

Compared to GoverningDocs, that is the StreetScout bet: ScoutScore, household personalization, and share speed for US HOA and condo deals - so you know whether THIS packet works for YOUR household before contingencies are waived.

  • Household profile first: alerts match how you live, not only building-level health and financing scores.
  • ScoutScore: one 0-100 composite risk rating from the packet so you know where to dig first.
  • Easy to verify: click a personal flag, jump to the source page, ask "can I rent this?".
  • Sharing stays personal: one read-only or partner link, same cited report, no login chase.
  • After closing, the same StreetScout login can carry Vault, Response Letters, and Certified Send.
  • Simple money story: free preview, then $49 unlock. No subscription required for one deal.

Sample ScoutReport

Cotton Mill Lofts Condominium Association

Prepared by you

ScoutScore

53

Caution

  • FLAGBoard Minutes, p. 14

    Special assessment approved: $4,800 per unit

    First installment due at closing. Board vote 6-2 on March 14.

  • FLAGLitigation Disclosure, p. 2

    Active litigation: vendor contract dispute

    HOA named in a pending vendor billing dispute. Counsel is monitoring.

  • CAUTIONReserve Study, p. 8

    Reserves at 38% funded

    Reserve study recommends $1.2M catch-up over five years.

Mock Cotton Mill Lofts package for marketing.

Side by side

Where ScoutReport hits your household harder

If the pain is "does this packet work for MY household?", ScoutReport personalizes the flags and makes that version easy to share. GoverningDocs is the comparison column only - verify details on governingdocs.dev.

Primary job

GoverningDocs
HOA health grade, 5-number health check, Fannie Mae warrantability
Buyer pickScoutReport
Personal to your household: profile → flags before you waive

Packet shape

GoverningDocs
Upload CC&Rs, budgets, minutes, reserve studies, and more
Buyer pickScoutReport
Handles the 300-page nightmare packet (or multi-file stack) in one report

Scans and handwriting

GoverningDocs
Document upload for review (verify scan coverage on their site)
Buyer pickScoutReport
Reads typed text and OCR, including handwritten bylaws, CC&Rs, and minutes in the packet

Headline score

GoverningDocs
HOA Health Grade (A to F) plus financing criteria
Buyer pickScoutReport
ScoutScore 0-100: packet risk at a glance before you waive

Personalization

GoverningDocs
Building and document insights for the property
Buyer pickScoutReport
Pets, rentals, parking, lifestyle: alerts matched to YOUR household

Citations

GoverningDocs
Page-specific source citations on findings
Buyer pickScoutReport
Click the personal flag → jump to the source page in split-view

Q&A

GoverningDocs
AI Q&A with document citations
Buyer pickScoutReport
Ask "can I have a dog?" from this packet + profile context

Share

GoverningDocs
Invite clients or teammates; share reports
Buyer pickScoutReport
Share your link. Same personalized report. No buyer login.

Geography

GoverningDocs
USA and Canada document coverage on their public site
Buyer pickScoutReport
Built for US HOA / condo deals buyers close every week

Free entry

GoverningDocs
Free CC&R, reserve study, and minutes tools (no signup)
Buyer pickScoutReport
Free ScoutReport preview, then $49 for the full packet unlock

Buyer pricing

GoverningDocs
First full property report free with signup, then $39 each · no subscription
Buyer pickScoutReport
Preview free, then $49. One number. No tier shopping.

Depth and UI

GoverningDocs
25+ report types, timeline view, citations, collaborate
Buyer pickScoutReport
Split-view + Ask + comments: run YOUR questions from one screen

After the purchase

GoverningDocs
Stops at pre-purchase document analysis (per public marketing)
Buyer pickScoutReport
Same StreetScout login after closing: ScoutVault, Response Letters, Meeting Prep, Certified Send

Competitor details change; verify on governingdocs.dev. Pricing and free-tool claims above reflect GoverningDocs public marketing as of this page publish. StreetScout large packets: typically up to about 120 minutes for 200 to 400 pages, often less; very large or scanned stacks can take longer. Personalized alerts follow the household profile you set for that report.

Pricing clarity

StreetScout plans for buyers.

Start with a free ScoutReport preview, unlock once for $49, or step into Resident Plus / Portfolio if you want ongoing homeowner tools.

StreetScout options

See ScoutReport

ScoutReport, from score to share

One scene at a time from a mock Cotton Mill Lofts package. Pick a step to jump to it.

Sample ScoutReport

Cotton Mill Lofts Condominium Association

Prepared by you

ScoutScore

53

Caution

  • FLAGBoard Minutes, p. 14

    Special assessment approved: $4,800 per unit

    First installment due at closing. Board vote 6-2 on March 14.

  • FLAGLitigation Disclosure, p. 2

    Active litigation: vendor contract dispute

    HOA named in a pending vendor billing dispute. Counsel is monitoring.

  • CAUTIONReserve Study, p. 8

    Reserves at 38% funded

    Reserve study recommends $1.2M catch-up over five years.

Mock Cotton Mill Lofts package for marketing.

ScoutScore before you dig

Open the 0-100 breakdown and see which factors dragged the grade.

Resident advantage

GoverningDocs stops at closing. StreetScout keeps going.

Pre-close packet review is only half the job. When the HOA starts enforcing rules, you still need a vault for governing docs, letter drafts for notices, and an optional certified mail trail - without switching products.

GoverningDocs

Built for pre-purchase analysis: health grades, warrantability checks, and document reports before you buy.

StreetScout after closing

Same account for ScoutVault, Response Letters, Meeting Prep, and Certified Send when ownership starts.

Explore homeowner toolsSee Resident Plus pricing

Resident Plus unlocks ongoing vault and meeting tools. ScoutReport unlock stays a one-deal path.

Common questions

Straight answers for buyers

Why choose ScoutReport compared to GoverningDocs?
GoverningDocs grades the association and checks warrantability. ScoutReport asks whether this packet works for how you live, then lets you click each finding back to the page. Preview is free. The full report is $49. After you close, the same StreetScout login still has a document vault and letter tools.
Does GoverningDocs offer homeowner tools after closing?
Their public site is about buying, not owning. StreetScout keeps going after closing: a document vault, response letters, meeting prep, and optional certified mail, all on the same account. If they have added post-close tools, check their site.
Does GoverningDocs do financing checks that ScoutReport does not?
They market an A-to-F health grade, a five-number check, and a Fannie Mae warrantability checklist. ScoutReport flags lender and insurance issues when the packet discloses them, and scores overall packet risk. Your lender still makes the financing call.
What is ScoutScore?
A 0-100 read on the packet you uploaded. Higher is calmer. It uses what the documents actually disclose: reserves, assessments, litigation, insurance, fees, and similar flags. Alerts about pets or rentals sit beside it. They do not change the score.
How does ScoutReport personalize the report?
Tell it how you live: a dog, a rental, two cars, whatever matters. If the rules fight that, you get a flag and a page number so you can check it yourself.
Is ScoutReport legal advice?
No. ScoutReport is a research and document-organization tool. It does not replace an attorney, inspector, or reading the full packet. Always verify material issues with qualified professionals.
What if the packet is scanned or handwritten?
ScoutReport reads typed PDF text and OCRs image-only pages. That includes handwritten bylaws, CC&Rs, meeting minutes, and other exhibits that roll into a resale package. Quality flags still call out gaps so you know what to verify against the source.
How much does ScoutReport cost for buyers?
Preview is free. Unlock once for $49. No subscription for that deal. Ongoing resident tools are on Resident Plus or Portfolio. GoverningDocs advertises a first full report free, then $39 each. Confirm current pricing on their site.
Is ScoutReport for Canadian strata?
No. StreetScout covers US HOA and condo resale packets. GoverningDocs markets the US and Canada. If the property is in the US, you are in the right place.

Upload a packet

Give this packet a personalized, cited read

Set your household profile, upload the HOA or condo packet, preview free, then unlock the full ScoutReport when you want the complete walkthrough - with ScoutScore, personalized alerts, citations, Ask, comments, and easy share links. Keep the same login for resident tools after closing.

Upload a packet ($49 to unlock)Learn more about ScoutReport

Preview free. Unlock for $49. Not legal advice.